How Long Can You Afford To Go Without A Paycheck?

If you are like most Americans, it sure won't be long. A recent study showed that 70 percent of working Americans couldn't make it one month before their finances begin to crumble. One in four Americans said they wouldn't make it a week.

Would it make a difference in your lifestyle if you didn't have $100 less a month for your expenses? What if it were $3,000 a month you didn't have for your expenses? A difference in $3,000 would likely be a devastating impact to your family's lifestyle.

A $100 a month would purchase disability insurance that would pay you approximately $3,000 a month if you were sick or hurt and can't work. Most people have health insurance that pays the health professionals for your treatment, that's great, but who is going to pay you when an injury or sickness keeps you from working?